Privacy Policy

1. Who we are

Dummy Direct Debits ("we", "us", "our") operates dummydirectdebits.co.uk. This policy explains what personal data we collect, why, and what your rights are under UK data protection law (UK GDPR and the Data Protection Act 2018).

2. What we collect

When you sign up, we collect your name and email address. Your bank details (sort code and account number) are entered directly on our payment provider Stripe's own secure page — we do not see, receive, or store your bank account details ourselves.

3. Why we collect it

• To set up and manage your Direct Debit (contractual necessity — we can't provide the service without this).
• To send you your manage code and confirm your Direct Debit is active (contractual necessity).
• To respond if you contact us with a question (legitimate interest).

4. Who we share it with

We share data with the following processors, solely to provide the service:

Who	What for
Stripe	Processing your Direct Debit payment and mandate
Resend	Sending your manage code by email
Render	Hosting our website and database

We do not sell your data, and do not share it with anyone for marketing purposes.

5. How long we keep it

We keep your signup record for as long as your Direct Debit is active, and for a reasonable period afterward for accounting and dispute-resolution purposes, after which it is deleted.

6. Your rights

Under UK GDPR, you have the right to:

• Access the personal data we hold about you
• Ask us to correct inaccurate data
• Ask us to delete your data (subject to legal/accounting retention requirements)
• Object to or restrict certain processing
• Complain to the Information Commissioner's Office (ICO) if you believe we've mishandled your data

To exercise any of these rights, contact hello@dummydirectdebits.co.uk.

7. Cookies

This site does not use tracking or advertising cookies. Our payment provider, Stripe, may set essential cookies on its own hosted checkout page as part of fraud prevention — this is governed by Stripe's own privacy policy.

8. Changes to this policy

We may update this policy from time to time; the "last updated" date at the top will reflect the most recent change.

9. Contact

Questions about this policy or your data can be sent to hello@dummydirectdebits.co.uk.