Requirements shift often. Here's the current picture for the offers people ask about most — check each bank's own page before relying on this.
| Bank | Switch offer | Direct Debit requirement | Offer expires | Link |
|---|---|---|---|---|
| First Direct | £175 cash | 2+ Direct Debits required | Ongoing — no announced end date | Official page → |
| Nationwide | £175 cash | 2+ Direct Debits required | Ongoing — no announced end date | Official page → |
| HSBC | £220 cash | 2+ Direct Debits required | Ongoing — no announced end date | Official page → |
| The Co-operative Bank | £125 upfront + up to £75 more (£25/month for 3 months) = £200 total | 2+ Direct Debits required | Ongoing — no announced end date | Official page → |